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Although the limits offered inside the card holder agreement might seem generous, they're an easy task to overstep for special occasions such as Christmas or back to school shopping.

They are also very easy to use since they could be swiped at any point of sale that accepts cards. Accordingly, if you are planning to generate a series of cash purchases maybe it's worth withdrawing all of the cash you will need all at once to prevent paying multiple groups of charges.

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